Private Advisory

Mortgage Finance Broker &
Financial Advisors

Clear guidance for home loans, insurance and KiwiSaver decisions. MIK Solutions works with clients across New Zealand to simplify financial choices and provide practical advice that supports property ownership and security goals for New Zealand families and individuals.

First Home Buyers Property Investors Wealth Protection

10+ Years Experience

Helping Kiwis build security

10+

Years Experience

100%

Tailored Strategy

3

Core Disciplines

FMA

Registered Advisor

Advocating for your financial future with access to over 40+ premier institutions.

First Home Results

Helping Kiwis Into Their First Home

Real outcomes for real New Zealanders. Here is a snapshot of the difference MIK Solutions has made for first home buyers across the country.

232

Clients have successfully withdrawn funds for their first home

$8,468,169.98

Total withdrawn for first home purchases (as of 31 March 2026)

Bourne Wong, Principal Advisor
Mortgage Advisory

Goal-Focused Mortgage Advice

Buying property is likely one of the biggest financial decisions you will make. Whether you are purchasing your first home, reviewing your current loan or considering an investment property, having the right lending structure can make a significant difference over time.

As a financial advisor, MIK Solutions takes the time to understand your financial position and what you want to achieve. From there, suitable lending options are identified and explained clearly so you can move forward with confidence.

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Holistic Planning

Financial Advice That Supports Progress

Many of our client relationships begin with a mortgage discussion and then expand into broader financial planning. Alongside home loan advice, MIK Solutions also provides guidance on insurance protection and KiwiSaver strategies.

By looking at these areas together, it becomes easier to help you build a financial plan that supports both your immediate goals and your long-term security.

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Financial Advice That Supports Progress
Services

Our Financial Services

MIK Solutions provides practical financial advice across mortgages, insurance and KiwiSaver. Each service is designed to help clients make informed decisions and move forward with clarity.

Mortgages

Mortgages

Securing the right home loan can shape your financial future for years to come. MIK Solutions works with first home buyers, homeowners and property investors to structure lending that suits your circumstances and plans.

Explore Mortgage Advice
Insurance

Insurance

Insurance provides financial protection for the people and commitments that matter most. We help our clients understand different cover options and structure protection to support their financial responsibilities.

View Insurance Advice
KiwiSaver
KiwiSaver Logo

KiwiSaver

KiwiSaver can support both retirement planning and first home deposits. Understanding how your fund works and how contributions grow over time can make a meaningful difference to future financial outcomes.

Learn About KiwiSaver
Why MIK

Why Choose MIK Solutions?

We offer lending and financial guidance tailored to your situation.

Every financial journey is different. By understanding your current position and what you want to achieve, we can help identify solutions that align with your goals.

Experience

Over 10 Years

Experience across banking and insurance advice.

Service Areas

Supporting clients throughout New Zealand

We can help you online or in person. Just get in touch.

Areas of Advice

Mortgages, Insurance & KiwiSaver

Integrated financial advice across key areas

First Conversation

Initial Consultation

Start with a straightforward conversation about your goals

Our Approach

Our Approach

It all starts with a conversation. We take the time to understand your financial situation, your current commitments, and where you would like to be in the future. From there, we look at the lenders and financial options that best suit your goals and explain everything in plain, straightforward language.

Whether you are applying for a loan, setting up cover, or working through settlement, we can guide you through each step so you always feel confident about the process. And as life changes, we are here to help you review your options and keep your finances working in your favour.

Get in touch with our friendly team to start a conversation today.

About MIK Solutions
Our Approach to Financial Advisory
The Process

A refined approach to advisory.

We have distilled complex financial planning into a transparent, structured journey that provides clarity and confidence at every turn.

Discovery

A deep dive into your current financial architecture, lifestyle requirements, and aspirations.

1

Strategy & Sourcing

We leverage our networks to structure and secure the most advantageous terms for your profile.

2

Implementation

Seamless execution, accompanied by education on effectively utilising your new structures.

3

Ongoing Counsel

A lifelong partnership providing proactive reviews and guidance for future investments.

4
Client Relationships

Trusted by families across NZ.

The true measure of our firm is the financial peace of mind and success experienced by our clients.

"I have known Bourne Wong since 2018 and have consistently appreciated his professional and considered advice. He has provided valuable support to both me and my sister-in-law in structuring our finances, arranging appropriate insurance cover, and managing our KiwiSaver to align with our long-term financial objectives. More recently, Bourne assisted us with the refinancing of our home, ensuring the process was handled efficiently and with clear guidance throughout. He demonstrates a high level of expertise, integrity, and attention to detail, and I have full confidence in the advice he provides. I would readily recommend Bourne to anyone seeking a reliable and experienced financial adviser."

KK
Karson ka
Refinancing & KiwiSaver Client

"Thank you Bourne for your patience and expertise in achieving our goal to buy a second property. It was a challenge as we were unsure if our house equity was enough to cover the deposit, but you made it happen exploring all possible options to ensure we would get approved with the finance. The property is now tenanted and we are grateful that we started our journey becoming first time investors through your help. You worked patiently with us and were able to clarify any queries with understanding. We look forward to continuing to work with you as we grow our investment portfolio and we will certainly recommend your service to our friends and family."

A&R
Aileen & Roderick
Property Investment Clients

"Highly recommend Bourne as a financial advisor. Recommended through a family member, I met with Bourne to discuss insurance options in 2020/2021. Bourne explored family health history and recommended insurance cover suitable for the needs of my family. Fast forward to July 2025, I was diagnosed with early stage breast cancer and knowing that I had a trauma insurance policy which covered my cancer diagnosis alleviated some of the weight that comes with such a diagnosis. Bourne, a family oriented person, demonstrates compassion, empathy and understanding. Therefore, highly recommend Bourne as your financial advisor."

JC
Julia Cowley
Trauma Insurance Client

"Bourne was referred to us by a relative when we expressed our interest in finding our first home. Bourne quickly accommodated us and guided us on the right steps to take. He made sure that we understand each step and provided the options available to us. He didn't only help us in securing our loan — he went above and beyond and helped us in maximising our KiwiSaver, and also helped us look forward and be financially secure and ready. Bourne has always been quick to respond and never wasted time to help and follow up. With Bourne's help, we were able to secure our first home and we are very thankful for that."

J&F
John & Faith
First Home Buyers

"As our financial advisor, Bourne was extremely helpful, explained things clearly, simplifying complex situations well in dealing with our first home buying, managing our KiwiSaver and insurances. We were incredibly grateful to him for his expertise in guiding us all throughout the process, ensuring we got the best deal on our first home. He promptly kept us informed and updated regarding every step of the way. We highly recommend Bourne Wong as a Financial Advisor. His knowledge and expertise would surely guide home buyers to a smooth sailing journey and ensure transactions stay on track, sorted and as easy as possible."

E&L
Edwin & Leah
First Home Buyers

"Bourne has been instrumental in restructuring our mortgage and personal insurance. His ability to explain complex financial jargon in simple terms made the whole process stress-free. He took the time to understand our family's long-term goals and tailored a plan that gave us absolute peace of mind. We highly recommend his services to anyone looking for a genuine, hard-working advisor who truly puts his clients first."

S&M
Sarah & Mark
Refinancing & Insurance Clients

"We approached MIK Solutions when we were looking to buy our first home. Bourne went out of his way to ensure we understood every step, from KiwiSaver withdrawals to securing the final loan. He negotiated fantastic rates on our behalf and made what usually is a daunting process feel incredibly smooth and manageable. We couldn't have done it without his expert guidance and continuous support."

DL
David L.
First Home Buyer
Work With Us

Are you ready to invest in your future? We can help.

Get in touch

Initiate a conversation.

Whether establishing your portfolio or requiring a review of current structures, we invite you to schedule a consultation.

Point of Contact

Bourne Wong — Financial Adviser